When I found out we had to write a research paper, I wasn’t that nervous about it because I had just written one my senior year of high school. I just had no idea what my paper would be about. I was looking at the list of topics she gave us and I knew everyone was going to pick criminal justice so I wanted to be different. Credit scores caught my eye because this would be the perfect opportunity to learn about it since I don’t know much about it. 

Once I started doing research, I found a lot of information of credit score bias and how insurance companies use credit scores against those buying a house or a car. Since the paper was in APA style, I felt like I could’ve wrote the paper better but I am not quite skilled in using that format. I was not confident in how I cited my articles or structured my essay